Products
Intellectus benefits from excellent relationships with many of the UK’s leading insurers, as well as access to specialist markets, enabling us to arrange the level of cover best suited to your specific requirements.
Motor Trade insurance
Motor Trade
At Intellectus, we have extensive experience arranging insurance for businesses across the motor trade sector. From sole traders operating from a single premises to large multi-location dealerships, we understand the unique risks faced by motor trade businesses and can provide tailored insurance solutions to match.
Whether you're buying, selling, repairing, servicing, or maintaining vehicles, we'll work with you to identify the right level of protection for your premises, employees, customers, and stock. By accessing a panel of leading insurers, we can arrange cover that reflects the specific needs of your business and the way you operate.
We can arrange cover for:
- New & Used Vehicle Dealerships
- MOT, Servicing & Repair Garages
- Vehicle Body Repair & Accident Repair Centres
- Vehicle Valeting & Detailing Businesses
- Tyre & Exhaust Centres
Our specialist motor trade policies can be tailored to businesses of all sizes, helping to protect your assets, reputation, and day-to-day operations so you can focus on keeping your business moving.
Cover can include:
- Road Risks Insurance
- Motor Trade Combined Insurance
- Employers' Liability
- Public Liability
- Service Indemnity
- Demonstration Cover
- Stock of Vehicles
- Premises, Tools & Equipment
With access to a wide range of insurers and specialist schemes, we can help find a competitive solution that meets the demands of your motor trade business.
Fleet; Haulage & Logistics
Whether you operate a small fleet of vehicles or manage a large mixed fleet, having the right insurance in place is essential to keeping your business moving. At Intellectus, we have access to a wide range of leading insurers and specialist fleet underwriters, enabling us to arrange competitive and comprehensive cover tailored to your requirements.
We take the time to understand your business, your vehicles, and how they are used, ensuring your fleet is protected against the risks that matter most. Whether your fleet consists of cars, vans, HGVs, or a combination of vehicle types, we can source a solution designed around your operations.
In addition to fleet insurance, we can arrange protection for a range of associated business risks, providing a more complete insurance solution under one roof.
Cover can include:
- Fleet Motor Insurance
- Warehousing & Storage of Goods Held in Trust
- Goods in Transit (Freight Hauliers Liability)
- Employers' Liability
- Public Liability
- European Cover
- Breakdown & Recovery Assistance
With access to specialist fleet schemes and expert advice, we can help businesses of all sizes secure the right level of protection while keeping costs competitive and administration straightforward.
Fleet; Haulage & Logistics
Commercial combined
Commercial Combined Insurance
For businesses with more complex insurance needs, a Commercial Combined policy provides comprehensive protection under one tailored solution. With extensive experience arranging bespoke cover, we help companies across sectors such as engineering, manufacturing, wholesale, and warehousing secure insurance that reflects the unique risks they face.
Whether your requirements stem from the products you manufacture or store, the nature of your operations, or specialist industry exposures, we can create a policy designed around your business.
The advantage of a Commercial Combined policy is simplicity and peace of mind. Rather than managing multiple separate policies, all essential covers can be brought together under one flexible, cost-effective solution.
Cover can include:
- Public & Products Liability
- Employers' Liability
- Business Interruption
- Material Damage
- Marine Cargo
- Goods in Transit
- Engineering Inspection
Every business is different, which is why we work closely with you to ensure your policy provides the right level of protection for your operations, assets, and people.
Construction
We understand the unique challenges and risks faced by businesses operating within the construction industry. From general builders and specialist trades to larger contractors, every project comes with its own requirements, which is why a standard off-the-shelf insurance policy isn't always the right solution.
At Intellectus, we take the time to understand your business, the type of work you undertake, and the contractual obligations you need to meet. We then access a panel of leading insurers and specialist construction underwriters to arrange cover that is tailored to your specific needs.
Whether you're looking for a comprehensive package policy or a more flexible bespoke solution, we'll help ensure you have the right protection in place for your projects, your workforce, and your business.
Cover can include:
- Public & Products Liability
- Employers' Liability
- Contractors' All Risks
- Excess of Loss Cover (for larger contracts or local authority requirements)
- Hired-In Plant Insurance
We can arrange cover on an annual or short-term basis, making it ideal for ongoing operations, one-off contracts, or higher-risk projects where specialist protection is required.
With expert advice and access to a wide range of insurers, we help construction businesses secure insurance that keeps pace with the demands of the industry.
Construction insurance
Manufacturing
Manufacturing Insurance
Manufacturing businesses face a wide range of operational, supply chain, and liability risks, making specialist insurance essential. At Intellectus, we understand that a standard package policy is not always suitable for manufacturers, particularly where specialist products, complex production processes, or high-value stock are involved.
We take the time to understand your business, your operations, and the unique risks you face. By accessing a panel of leading insurers and specialist underwriters, we can arrange a tailored insurance solution that brings all of your key covers together under one comprehensive policy.
Whether you operate in engineering, precision manufacturing, food production, or industrial manufacturing, we can help ensure your business is protected against the risks that matter most.
Cover can include:
- Public & Products Liability
- Employers' Liability
- Business Interruption
- Material Damage
- Theft & Money
- Marine Cargo
- Goods in Transit
- Engineering Inspection & Breakdown
A bespoke manufacturing insurance policy provides the flexibility to protect your premises, equipment, stock, employees, and liabilities through a single, streamlined solution, giving you confidence to focus on running and growing your business.