Products
Intellectus benefits from excellent relationships with many of the UK’s leading insurers, as well as access to specialist markets, enabling us to arrange the level of cover best suited to your specific requirements.

Motor Trade insurance
Motor Trade
We at Intellectus have a wealth of experience in covering all types of motor trade businesses, from sole traders operating from single premises, to multi-outlet dealerships. We can therefore provide the right solution for all types and sizes of motor trade operations, including:
- New and used vehicle dealerships
- MOT, service and repair
- Vehicle body repair
- Vehicle valeting
- Tyre and exhaust centres
Fleet; Haulage & Logistics
Whether your fleet is large or small, one vehicle type or mixed vehicle types, our access to leading insurers and specialist underwriters allows us to secure the optimum solution for your needs at a competitive rate, ensuring you are protected against insurable risks. In addition to ensuring that your fleet of vehicles is correctly covered, we can also arrange cover for any associated risks, such as:
- Warehousing/storage of goods in trust
- Goods in transit
- Employers & public liability
- European cover

Fleet; Haulage & Logistics

Commercial combined
Commercial Combined
We have many years’ experience arranging Commercial Combined policies for clients with more complex requirements. This complexity may be due to the type of goods produced or stored, or the processes involved, and typically applies to the engineering, manufacturing, wholesale or warehousing sectors.
The benefit of arranging a bespoke policy of this type is to ensure that all the cover your company needs falls under one single policy.
Amongst others, covers can include:
- Public and products liability
- Employer’s liability
- Business interruption
- Material damage
- Theft and money
- Marine cargo
- Goods in transit
- Engineering inspection.
Construction
We at Intellectus understand the challenges and complexities involved in the construction industry and know from experience that an off-the-shelf package policy may not be best suited to some building, and allied, trades. That’s why we take the time to discuss and understand the types of projects you generally work on, as well as conduct a search of a panel of top insurers. This allows us to find a policy that most suits your needs, whether that be a package policy or a more flexible bespoke cover from specialist construction underwriters, ensuring that you can meet the exact requirements of a specific contract.
Amongst others, covers can include:
- Public & products liability
- Employers liability
- Contractors all risks
- Excess of loss (for larger or local authority contracts)
- Hired in plant
As required, we can arrange cover annually or on a short-term basis; ideal if you require insurance for a one-off or high-risk project.

Construction insurance

Manufacturing
Manufacturing
We at Intellectus understand the challenges and complexities involved in the manufacturing industry and know from experience that an off-the-shelf package policy may not be best suited to your business. This may be due to the type of goods produced or stored, or the processes involved, and typically applies to the engineering and manufacturing of goods. The benefit of arranging a bespoke policy of this type is to ensure that all the cover your company needs falls under one single policy.
Amongst others, covers can include:
- Public and products liability
- Public and products liability
- Employer’s liability
- Business interruption
- Material damage
- Theft and money
- Marine cargo
- Goods in transit
- Engineering inspection.
High Value Motor
Whether you own a single prestige vehicle or a multi-million-pound collection, you deserve to benefit from exceptional cover and service. Standard motor policies may leave you exposed, not to mention frustrated with the service.
We offer insurance packages designed exclusively for drivers of high value vehicles. Extraordinary cars need extraordinary cover. Our specialist high-net-worth car insurance policies comes with additional benefits to look after you and your vehicles.
At Intellectus, we do things differently. We understand the needs of individual clients and believe that modern insurance servicing methods need not remove the need for personal service. Whether your vehicle is a unique classic car that requires specialist parts or lacks modern safety features, or a prestige vehicle that simply exceeds the level of cover offered by a conventional policy, our aim is to provide you with cover that looks after you.
From Breakdown Assistance and Worldwide Cover, to Replacement Vehicles and Repairs at a garage of your choice, there’s a lot a policy from us could offer you.

High Value Motor


